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The Increased Cost of Working Explained

The Increased Cost of Working Explained

Understanding Increased Cost of Working in Business Interruption Cover The Increased Cost of Working (ICOW) is a term used in UK business insurance and claims. It refers to the extra money a business has to spend to keep running as normal after something unexpected...

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Betterment and New for Old Contents Cover Explained

Betterment and New for Old Contents Cover Explained

What is Betterment in Insurance Claims Terms? The betterment clause in UK home insurance policies pertains to situations where an insured property is enhanced beyond its pre-loss condition due to repairs or replacements funded by the insurance claim settlement. This...

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Will My House Fire be Covered By Insurance?

Will My House Fire be Covered By Insurance?

Introduction: House fires pose a significant threat to life, property, and the environment. In the UK, they are distressingly common and often result in devastating consequences. Understanding the root causes of these fires is crucial for prevention efforts and for...

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Does Home Insurance Cover Electrical Wiring UK?

Does Home Insurance Cover Electrical Wiring UK?

When it comes to protecting our homes, understanding the ins and outs of home insurance coverage is vital. One area that often raises questions is the extent to which home insurance covers electrical rewiring. This is particularly relevant if your property has old or...

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